How the Medical Plans Work

With a number of medical plans available, SAIC employees can choose the medical plan that works best for their personal situation.

Employees can choose between plans that offer significant choice in doctors, hospitals, and other providers and those that are more managed because they only cover network services. For example, when a participant enrolls in the MedPlus plan, he or she can choose any provider and pay a portion of the cost for covered services. The participant will pay less if he or she uses a network provider. When a participant enrolls in an HMO, he or she must coordinate all care through a primary care physician in order for services to be covered by the HMO plan.

Pre-existing condition clauses do not apply to any of SAIC's medical plans. For more information about the medical plan options that SAIC offers, participants should read the information in this summary.