SAIC Catastrophic Plan

The Catastrophic plan is a PPO-style health plan that gives participants a choice when it comes to getting medical care. Participants may go to any provider they wish; however, when they use a provider participating in the PPO network, they receive a higher level of benefits.

Most network services are covered at 70% after the deductible, while most out-of-network services are covered at 50% after the deductible. Regardless of the provider a participant uses, the Catastrophic plan covers a range of medical services and supplies, including emergency care and urgent care. The Plan does not cover periodic health assessments.