Participating in the Plans

SAIC's benefit programs are intended to provide a competitive and comprehensive level of protection for our employee-owners and their families through health care plans, disability income protection, life insurance and other employee benefits. Pre-existing condition clauses do not apply to any of SAIC's medical plans.

Please refer to the Dental Plan section of this SPD site for information on the dental plan exclusions. Additionally, the individual dental carriers should be contacted for information on the specific exclusions for dental work in progress. Please review Life and LTD plan types for language describing pre-existing conditions and exclusions.

For more information on participating in the plans:

• Eligibility
• Changing Coverage (Qualified Status Changes)
• When Coverage Begins
• Cost of Coverage
• Enrolling for Coverage
• When Coverage Ends